Monday, June 21, 2021

Personal Loan Eligibility

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A personal loan can become your rescue in difficult times like financial crises. You can fulfill your financial requirements without worry with the help of a personal loan. There are no boundations on how you utilize the loan amount. Customers can avail the personal loan at good terms with a good credit profile and income stability.

Documents Required for Personal Loan

Documents that need to be submitted while applying for personal loans

  • Completed loan application.
  • 3 Passport size photographs.
  • Statement of Bank Account/ Pass Book for last six months.
  • Proof of residence (Telephone Bills/ Electricity Bill).
  • Proof of identify (Voters ID card/ Passport/ Driving licence/ IT PAN card)
  • IT returns of three years for self-employed professionals.
  • Form 16/IT returns for the last two financial years for salaried employees

Personal Loan Through CreditMantri

Credit Boss pre-scans your application and suggests the provider who suits your eligibility and is willing to give a loan to you. This increases the chances of approval rate and helps you get the right loan and credit card much easier.

Factors Affecting Personal Loan Application

  • Location
  • Income
  • Housing situation
  • Company of employment
  • Existing credit
  • Credit history
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